How Our Terms Apply to Your Account
Our terms of service govern every interaction between you and koytoto — from the moment you register an account to the point a withdrawal is confirmed back to your DANA or OVO wallet. We update these terms whenever regulatory conditions change, and we notify you by
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email before any change takes effect. Participation in any service we offer depends on local law, and we restrict access automatically for regions where it is not permitted. Payment context matters too: transactions processed via GoPay, QRIS or bank transfer are subject to the same legal
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framework as all other account activity. If a dispute arises, Indonesian law provides the primary reference, and our legal team responds to formal requests within five business days.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.